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Control your credit card debt


I recently spoke to ABC Newcastle about the importance of controlling credit card debt to avoid problems with personal bankruptcy.

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PPS is here - what now?


The new Personal Property Securities (PPS) regime took effect on 30 January 2012. The project encountered its share of hiccups and false starts but the PPS Register is now up and running.

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We have been nominated as finalists in four categories in this year's BRW Client Choice Awards.

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What to do in a slowing economy affected by currency


The Hunter Valley Research Foundation's recent quarterly update has highlighted that a consistent strong Australian dollar is impacting on the Hunter economy, in particular the manufacturing, construction, retail and tourism sectors.

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How long is 'long term' when investing?

During a four year period when both shares and property have largely been outperformed by conservative asset classes such as cash, term deposits and bonds, some investors are questioning the wisdom of investing in growth assets for the 'long term'.

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Is your business as healthy as it could be?

Is your business suffering from declining revenues or profits, loss of customers or irregular cashflow? If it is, there could be a couple of issues.

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Terry Lawler appointed Chair of Hunter Water

Minister for Finance and Services Greg Pearce, today announced the appointment of Terry Lawler as Chairperson of the Hunter Water Corporation.

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Five SMSF Christmas Strategies

Christmas Strategy No 1 - Family Super first not SMSF

Christmas is a time when thoughts turn to family. Yet many SMSFs are run as simple investment vehicles with no thought of how a family can benefit from aggregating their super balances into a powerful Family Super Fund. For example, rather than let a SMSF die when Mum and Dad depart, give the children a legacy with tax losses courtesy of an anti-detriment payment. Or start a SMSF property portfolio with the use of borrowings and the younger member's on-going contributions plus rent to pay the property off for the benefit of the fund. Think Family Super not SMSF!

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Legislative changes that could affect you

Director's Liabilities - The List Goes On

Most company directors are aware of the potential personal liability that they may incur if they do not prevent insolvent trading by the company they administer. What many directors do not realise, is that insolvent trading is also an offence and, consequently, criminal penalties may flow from breaches of the statutory provisions.
 
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Are universities producing work-ready graduates?


Christopher Jenkins, Manager of the Sydney Business Advisory Services team, spoke to the Australian Financial Review recently about the work readiness of University graduates in Australia.

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